New York: Financial responsibility & insurance — Part 2 Practice Test
Questions in this part include: “The damage disclosure statement is not required for vehicles that are how many model years old or older?” · “If your registration's expiration date falls on a weekend or legal state holiday, what happens?”
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Questions are original and based on the official manual "New York State Driver's Manual" (Form MV-21), New York State Department of Motor Vehicles (DMV).
All 16 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
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The damage disclosure statement is not required for vehicles that are how many model years old or older?
- Five
- Nine
- Twelve
- Fifteen
Show answer
Correct answer: Nine
The damage disclosure statement is not required for vehicles nine model years old or older.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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Before a vehicle described as 'Rebuilt Salvage' can be registered or titled, what must the DMV do?
- Waive all registration fees
- Require a new emissions-only inspection
- Examine the vehicle for stolen parts
- Issue a temporary 10-day registration only
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Correct answer: Examine the vehicle for stolen parts
The DMV must examine every vehicle described as 'Rebuilt Salvage,' or similar words, for stolen parts before the vehicle can be registered or titled.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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If you buy a vehicle from someone who is not a New York State registered dealer, which form must you complete to certify the purchase price for sales tax purposes?
- MV-82
- MV-204A
- FS-6T
- DTF-802
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Correct answer: DTF-802
If you purchase a vehicle from someone other than a NYS registered dealer, you need to fill out a Statement of Transaction/Sale or Gift of Motor Vehicle (DTF-802), which certifies the purchase price and determines the sales tax you must pay.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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The two insurance identification cards you receive when you purchase vehicle liability insurance must have a name and vehicle identification number (VIN) that match what?
- The information on the registration application
- Your driver license only
- The dealer's Certificate of Sale
- Nothing in particular is required to match
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Correct answer: The information on the registration application
The name(s) and vehicle identification number (VIN) on the insurance identification cards must exactly match the information on the registration application.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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For most vehicles with a maximum gross weight of not more than 18,000 pounds, how long is a registration valid?
- One year
- Two years
- Three years
- Four years
Show answer
Correct answer: Two years
Registrations for most vehicles with a maximum gross weight of not more than 18,000 pounds (8,165 kg) are valid for two years.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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If you return your vehicle plates and registration sticker unused, within how many days after you register your vehicle must you return them to receive a full refund minus a processing fee?
- 30 days
- 45 days
- 60 days
- 90 days
Show answer
Correct answer: 60 days
If your vehicle plates and registration sticker are returned unused within 60 days after you register your vehicle, you can receive a full refund, minus a processing fee.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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What document should you be sure to get when you turn in your vehicle plates?
- A Certificate of Title (MV-999)
- A Change of Address Form (MV-232)
- A Schedule of Registration Fees (MV-204A)
- A DMV Universal Receipt (FS-6T)
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Correct answer: A DMV Universal Receipt (FS-6T)
Make sure to get a DMV Universal Receipt (FS-6T) to turn in your plates.
Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual (Manual page 25)
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Before trading in or selling your old vehicle, what should you remove to avoid being charged for parking tickets that are not yours?
- The vehicle plates and registration sticker
- Only the inspection sticker
- Only the insurance identification card
- Nothing needs to be removed
Show answer
Correct answer: The vehicle plates and registration sticker
Before you trade in or sell your old vehicle, make sure to remove the vehicle plates and the windshield registration sticker, which shows your plate number. This can prevent you from being charged with parking tickets that are not yours.
Source: New York State Driver's Manual (Form MV-21), page 26 · Open this page in the manual (Manual page 26)
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Approximately how many days before your registration expires should you receive a renewal reminder in the mail?
- 10 to 20 days
- 20 to 30 days
- 45 to 60 days
- 90 to 120 days
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Correct answer: 45 to 60 days
Approximately 45 to 60 days before your registration will expire, you should receive a renewal reminder in the mail.
Source: New York State Driver's Manual (Form MV-21), page 26 · Open this page in the manual (Manual page 26)
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If your registration's expiration date falls on a weekend or legal state holiday, what happens?
- It is canceled at midnight on the expiration date
- You are automatically charged a late fee
- You must renew online only
- It is extended to midnight of the next business day
Show answer
Correct answer: It is extended to midnight of the next business day
If the expiration date falls on a weekend or legal state holiday, your registration is automatically extended to midnight of the next business day. You must maintain liability insurance during the extension period.
Source: New York State Driver's Manual (Form MV-21), page 26 · Open this page in the manual (Manual page 26)
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Online registration renewal requires that you have not changed which two things?
- Your address or insurance company
- Your name or phone number
- Your vehicle color or license plate
- Your employer or mailing list preferences
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Correct answer: Your address or insurance company
Online registration renewal requires that you have not changed your address or insurance company, and that the registration is for an eligible vehicle type, such as a passenger car, small commercial truck, or motorcycle not used exclusively off road.
Source: New York State Driver's Manual (Form MV-21), page 26 · Open this page in the manual (Manual page 26)
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What is the minimum liability insurance coverage required against the death of one person in New York State?
- $25,000
- $100,000
- $50,000
- $10,000
Show answer
Correct answer: $50,000
Minimum liability coverage is required of $50,000 against the death of one person.
Source: New York State Driver's Manual (Form MV-21), page 27 · Open this page in the manual (Manual page 27)
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What is the minimum liability insurance coverage required against the death of two or more persons?
- $25,000
- $50,000
- $75,000
- $100,000
Show answer
Correct answer: $100,000
Minimum liability coverage is required of $100,000 against the death of two or more persons.
Source: New York State Driver's Manual (Form MV-21), page 27 · Open this page in the manual (Manual page 27)
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What is the minimum liability insurance coverage required against property damage in New York State?
- $10,000
- $25,000
- $50,000
- $100,000
Show answer
Correct answer: $10,000
Minimum liability coverage is required of $10,000 against property damage.
Source: New York State Driver's Manual (Form MV-21), page 27 · Open this page in the manual (Manual page 27)
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If your vehicle is not insured for 90 days and you have not turned in your vehicle plates, what will also happen?
- Nothing else; only the registration is affected
- Your driver license will also be suspended
- You will only receive a warning letter
- Your vehicle will be impounded immediately
Show answer
Correct answer: Your driver license will also be suspended
If your vehicle is not insured for 90 days, unless you have turned in your vehicle plates, your driver license will also be suspended.
Source: New York State Driver's Manual (Form MV-21), page 27 · Open this page in the manual (Manual page 27)
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If you are convicted of driving an uninsured vehicle, for how long will your license or privilege to drive in New York State be revoked, at minimum?
- 30 days
- 6 months
- At least one year
- 5 years
Show answer
Correct answer: At least one year
If you are convicted of driving an uninsured vehicle or if you allow another person to drive your uninsured vehicle, your license or privilege to drive in New York State will be revoked for at least one year.
Source: New York State Driver's Manual (Form MV-21), page 27 · Open this page in the manual (Manual page 27)