Driving Test Practice

New York: Financial responsibility & insurance — Part 1 Practice Test

Questions in this part include: “If your license was suspended as a result of the Zero Tolerance Law, what must you pay?” · “Which form must you complete to apply for vehicle registration in New York State?”

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17 questions · About 7 min

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Questions are original and based on the official manual "New York State Driver's Manual" (Form MV-21), New York State Department of Motor Vehicles (DMV).

All 17 questions in this practice test

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  1. If you operate or allow another person to operate your uninsured vehicle, or the DMV receives evidence you were involved in a traffic crash without being insured, what happens to your license?

    • It will be revoked for at least one year
    • It will be suspended for 30 days only
    • You will only receive a warning letter
    • Nothing happens if no crash occurred
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    Correct answer: It will be revoked for at least one year

    Your driver license will be revoked for at least one year if you operate or allow another person to operate your uninsured vehicle, or if the DMV receives evidence that you were involved in a traffic crash without being insured.

    Source: New York State Driver's Manual (Form MV-21), page 21 · Open this page in the manual

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  2. If your license was suspended for an exact period, like 30 or 90 days, how much is the non-refundable suspension termination fee you must generally pay before your license is returned?

    • $25
    • $100
    • $50
    • $150
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    Correct answer: $50

    In most cases, if your license was suspended for an exact period like 30 or 90 days, it will not be returned until you pay a non-refundable $50 suspension termination fee.

    Source: New York State Driver's Manual (Form MV-21), page 22 · Open this page in the manual

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  3. If your license was suspended as a result of the Zero Tolerance Law, what must you pay?

    • Only a $50 suspension termination fee
    • A $100 civil penalty and a $50 termination fee
    • Only a $250 civil penalty
    • A $125 civil penalty and a $100 termination fee
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    Correct answer: A $125 civil penalty and a $100 termination fee

    If your license was suspended as a result of the Zero Tolerance Law, you will be required to pay a $125 civil penalty and a $100 suspension termination fee.

    Source: New York State Driver's Manual (Form MV-21), page 22 · Open this page in the manual

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  4. In most cases, if your license has been revoked, how much is the non-refundable fee you must pay to reapply for a new license?

    • $100
    • $50
    • $250
    • $750
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    Correct answer: $100

    In most cases, if your license has been revoked, you cannot apply for a new one until you pay a non-refundable $100 fee to reapply; this fee is not required if your license was revoked for operating without insurance or if you were issued a conditional or restricted license.

    Source: New York State Driver's Manual (Form MV-21), page 22 · Open this page in the manual

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  5. Under the 2019 law authorizing school districts and municipalities to use stop-arm cameras on school buses, what is the penalty to the vehicle owner for a FIRST violation of passing a stopped school bus with its red lights flashing?

    • $100
    • $500
    • $250
    • $750
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    Correct answer: $250

    The 2019 stop-arm camera law imposes a penalty of $250 on the vehicle owner for a first violation of passing a stopped school bus with its red lights flashing.

    Source: New York State Driver's Manual (Form MV-21), page 23 · Open this page in the manual

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  6. Under the stop-arm camera law, what is the penalty to a vehicle owner for a THIRD (or more) violation within 18 months of passing a stopped school bus?

    • $100
    • $250
    • $500
    • $300
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    Correct answer: $300

    The stop-arm camera law imposes a penalty of $300 on the vehicle owner for a third (or more) violation within 18 months.

    Source: New York State Driver's Manual (Form MV-21), page 23 · Open this page in the manual

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  7. Before your application for a new license can be accepted after a revocation for operating without insurance (or an accident without insurance), what civil penalty must you pay to the DMV?

    • $750
    • $500
    • $250
    • $100
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    Correct answer: $750

    After a revocation for operating without insurance or an accident without insurance, you must pay a $750 civil penalty to the DMV before your application for a new license can be accepted.

    Source: New York State Driver's Manual (Form MV-21), page 23 · Open this page in the manual

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  8. What civil penalty must you pay to the DMV after a revocation for chemical test refusal, if you were not driving a commercial motor vehicle and had no alcohol, drug or refusal-related revocation in the previous five years?

    • $750
    • $250
    • $500
    • $100
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    Correct answer: $500

    After a revocation for chemical test refusal, you must pay a $500 civil penalty ($550 if you were driving a commercial motor vehicle) to the DMV before a new license application can be accepted.

    Source: New York State Driver's Manual (Form MV-21), page 23 · Open this page in the manual

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  9. If you are convicted of Aggravated DWI, DWI, DWAI, DWAI by drugs, or refused a chemical test, what Driver Responsibility Assessment must you pay?

    • $100 one time only
    • $100 each year for three years
    • $500 one time only
    • $250 each year for three years
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    Correct answer: $250 each year for three years

    If you are convicted of Agg-DWI, DWI, DWAI, DWAI by drugs, DWAI-alcohol combined with drugs, or refused a chemical test, you must pay a Driver Responsibility Assessment of $250 each year for the next three years.

    Source: New York State Driver's Manual (Form MV-21), page 23 · Open this page in the manual

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  10. If you are convicted of one or more traffic violations resulting in six points in any 18-month period, what Driver Responsibility Assessment must you pay?

    • $100 each year for the next three years
    • $250 each year for the next three years
    • $50 one time only
    • $500 one time only
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    Correct answer: $100 each year for the next three years

    If you are convicted of one or more traffic violations resulting in six points in any 18-month period, you will be required to pay $100 each year for the next three years (plus another $25 per point every year for three years for each additional point).

    Source: New York State Driver's Manual (Form MV-21), page 23 · Open this page in the manual

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  11. In New York State, what is the minimum age to register a vehicle?

    • 16 years old
    • 18 years old
    • 17 years old
    • 21 years old
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    Correct answer: 16 years old

    The manual states you must be at least 16 to register a vehicle, though you can title a vehicle at any age.

    Source: New York State Driver's Manual (Form MV-21), page 24 · Open this page in the manual

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  12. Within how many days of establishing residence must a new New York resident register their vehicle?

    • 10 days
    • 30 days
    • 60 days
    • 90 days
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    Correct answer: 30 days

    A new resident of the state must get a New York registration within 30 days of establishing residence.

    Source: New York State Driver's Manual (Form MV-21), page 24 · Open this page in the manual

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  13. Which form must you complete to apply for vehicle registration in New York State?

    • MV-999
    • MV-50
    • MV-82
    • DTF-802
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    Correct answer: MV-82

    To apply for registration, you must complete a Vehicle Registration/Title Application (MV-82).

    Source: New York State Driver's Manual (Form MV-21), page 24 · Open this page in the manual

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  14. When you buy a new vehicle from a New York State registered dealer, what serves as your proof of ownership?

    • Only the dealer's Certificate of Sale (MV-50)
    • A Manufacturer's Certificate of Origin and a dealer's MV-50
    • The previous owner's Certificate of Title (MV-999)
    • A Change of Address Form (MV-232)
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    Correct answer: A Manufacturer's Certificate of Origin and a dealer's MV-50

    For a new vehicle purchased from a NYS registered dealer, proof of ownership is a Manufacturer's Certificate of Origin (MCO) and a dealer's Certificate of Sale (MV-50).

    Source: New York State Driver's Manual (Form MV-21), page 24 · Open this page in the manual

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  15. When you buy a used vehicle from a private seller, what serves as the proof of ownership?

    • A Manufacturer's Certificate of Origin (MCO)
    • A dealer's Certificate of Sale (MV-50)
    • The Certificate of Title (MV-999) signed over to you
    • A Statement of Transaction (DTF-802) only
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    Correct answer: The Certificate of Title (MV-999) signed over to you

    For a used vehicle purchased from a private seller, proof of ownership is the 'Certificate of Title' (MV-999), or a transferable registration for 1972 or older models, signed over to you.

    Source: New York State Driver's Manual (Form MV-21), page 24 · Open this page in the manual

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  16. Before accepting a title certificate from a seller, what should you check for on the front of the title?

    • Only the odometer reading
    • The dealer's processing fee
    • Only the vehicle identification number (VIN)
    • The names and addresses of lien holders
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    Correct answer: The names and addresses of lien holders

    Before you accept the title certificate from any seller, check the front of the title for the names and addresses of 'lien' holders. A lien indicates the current owner owes money on a loan for the vehicle.

    Source: New York State Driver's Manual (Form MV-21), page 24 · Open this page in the manual

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  17. For a vehicle that is eight model years old or newer, what must be completed before the DMV will register the vehicle or issue a new title certificate?

    • Both the odometer and the damage disclosure statements
    • Only a Change of Address Form (MV-232)
    • Only the odometer disclosure; the damage disclosure is never required
    • A Schedule of Registration Fees (MV-204A)
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    Correct answer: Both the odometer and the damage disclosure statements

    If you purchase a vehicle eight model years old or newer, the DMV will not register it or issue a new title unless the seller has completed, and you have signed, both the odometer and damage disclosure statements on the Certificate of Title (MV-999).

    Source: New York State Driver's Manual (Form MV-21), page 25 · Open this page in the manual

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