Nevada: Insurance and crashes Practice Test
Nevada’s liability insurance, proof of insurance, SR-22 coverage and what to do after a crash.
Independent educational site · not affiliated with any government agency or DMV
Ready? Test yourself
- Instant feedback with an explanation
- Every answer cites its source in the manual
- Your best score is saved on this device
- Keyboard: press 1 to 4 to answer and Enter for the next question
Questions are original and based on the official manual "Nevada Driver's Handbook" (March 2024 (DMV 700)), Nevada Department of Motor Vehicles.
All 22 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
Show the questions and answersHide the questions
-
Which statement about mopeds in Nevada is correct?
- Owners must register them but need not insure them
- Owners must insure them but need not register them
- Owners need not register or insure them
- Owners must both register and insure them
Show answer
Correct answer: Owners must register them but need not insure them
The handbook says moped owners must register their mopeds with the DMV but are not required to insure their vehicles.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 64 · Open this page in the manual (Manual page 64)
-
Which vehicles does Nevada require to be covered by liability insurance?
- Only vehicles used for work
- Only vehicles driven on highways
- All registered motor vehicles
- Only vehicles less than 10 years old
Show answer
Correct answer: All registered motor vehicles
Nevada requires that all registered motor vehicles be covered by liability insurance.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
What is the minimum liability coverage Nevada requires for bodily injury or death of one person in any one crash?
- $10,000
- $25,000
- $15,000
- $35,000
Show answer
Correct answer: $25,000
The minimum coverage is $25,000 for bodily injury or death of one person in any one crash.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
What is the minimum liability coverage Nevada requires for bodily injury or death of two or more persons in any one crash?
- $30,000
- $40,000
- $75,000
- $50,000
Show answer
Correct answer: $50,000
Nevada's minimum coverage is $50,000 for bodily injury or death of two or more persons in any one crash.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
What is the minimum liability coverage Nevada requires for injury to or destruction of property of others in any one crash?
- $20,000
- $5,000
- $10,000
- $30,000
Show answer
Correct answer: $20,000
The minimum coverage for injury to or destruction of property of others in any one crash is $20,000.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
What is the purpose of the Nevada Liability Insurance Validation Electronically (NV LIVE) program?
- To schedule driving tests for new Nevada residents statewide
- To collect crash reports from drivers who were not cited
- To identify uninsured motorists and enhance public safety
- To check that vehicles have passed an emissions inspection
Show answer
Correct answer: To identify uninsured motorists and enhance public safety
The DMV established NV LIVE to identify uninsured motorists and enhance public safety.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
Which additional penalties may follow a registration suspension for a lapse of insurance?
- A written test and a road test for a new driver license
- An SR-22 and/or a 30-day suspension of a driver's license
- Attendance at a DUI school for at least 30 days
- Impoundment of the vehicle until the policy is renewed
Show answer
Correct answer: An SR-22 and/or a 30-day suspension of a driver's license
Additional penalties for a lapse in insurance may include an SR-22 and/or a 30-day suspension of a driver's license.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
If you are in a crash that is investigated by law enforcement, who sends your insurance information and a description of damages or injuries to the DMV?
- The driver, within 10 days
- The insurance company agent
- The registered owner of the vehicle
- The investigating officer
Show answer
Correct answer: The investigating officer
When law enforcement investigates a crash, the investigating officer sends the insurance information and description of damages or injuries to the DMV.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
If a crash is not investigated by law enforcement and anyone is injured, within how many days must you complete and send a Report of Crash Form (SR-1)?
- 10 days
- 3 days
- 5 days
- 30 days
Show answer
Correct answer: 10 days
A driver or registered owner must send the Report of Crash Form (SR-1) within 10 days when the crash is not investigated by law enforcement and someone is injured.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
Who must complete the crash report form (SR-1) when it is required?
- Only the driver who was not at fault in the crash
- Only the insurance company of the vehicle's owner
- Either the driver or the registered owner of the vehicle
- Only the law enforcement officer who arrives at the scene
Show answer
Correct answer: Either the driver or the registered owner of the vehicle
The manual says you must complete the form if you are either the driver or the registered owner of the vehicle.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
Which of these is a place where you can get a crash report form?
- A county court clerk's office
- The Nevada Highway Patrol
- A vehicle inspection station
- A public library branch
Show answer
Correct answer: The Nevada Highway Patrol
A report form is available from any DMV office, the Nevada Highway Patrol, a local law enforcement agency or the DMV website.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 75 · Open this page in the manual (Manual page 75)
-
Which of these does the DMV Financial Responsibility Section determine for any crash?
- Which driver has more years of driving experience
- How fast each vehicle was traveling before the crash
- Whether the vehicles passed an emissions inspection
- Who was at fault
Show answer
Correct answer: Who was at fault
For any crash the DMV Financial Responsibility Section determines who was at fault, whether all vehicles or drivers were insured, and the total amount of liability.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
What may happen if you are at fault in a crash and do not have liability insurance?
- Your driver license and/or vehicle registration may be suspended
- Your driver license is cancelled and you must retake the road test
- Your vehicle is sold by the DMV to pay for the damages
- Only a warning is placed on your driving record
Show answer
Correct answer: Your driver license and/or vehicle registration may be suspended
An at-fault driver without liability insurance may have the driver license and/or vehicle registration suspended, or be required to post a deposit or make arrangements to pay.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
What may happen if you do not report a crash to the Department of Motor Vehicles?
- Your driver license is automatically revoked for 185 days
- Your insurance company must pay a fine to the DMV
- Your driver license and/or vehicle registration may be suspended
- You must retake the written knowledge test
Show answer
Correct answer: Your driver license and/or vehicle registration may be suspended
Failing to report a crash to the DMV may lead to suspension of the driver license and/or vehicle registration.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
What does an SR-22 form allow the DMV to do?
- Verify the driver's mailing address with the post office each year and report changes
- Monitor a suspended or revoked driver's insurance through the driver's insurance company
- Collect the crash-report fees directly from the driver's insurance agent each month
- Track the driver's vehicle registration records in all other states each year
Show answer
Correct answer: Monitor a suspended or revoked driver's insurance through the driver's insurance company
SR-22 allows the Department to monitor the insurance of a suspended and/or revoked driver record through information received from the driver's insurance company.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
When should you purchase SR-22 coverage?
- As soon as your license is suspended or revoked by the DMV or by a court of law
- On the day of the court hearing for the violation that led to the action taken
- Immediately after the DMV mails you the notice of suspension or revocation
- Only after meeting all other reinstatement requirements, when ready to apply for your license
Show answer
Correct answer: Only after meeting all other reinstatement requirements, when ready to apply for your license
The manual says not to purchase SR-22 coverage until all other reinstatement requirements are met and you are ready to apply for your license.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
How many times do you need to file an SR-22 form?
- Only once
- Every six months
- Every year
- Each time the license is renewed
Show answer
Correct answer: Only once
The manual states that you need to file the SR-22 form only once.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
When does the period of SR-22 coverage begin?
- On the date of the crash or violation
- On the date the court sentences you
- When you actually reinstate it
- On the date the DMV mails the notice
Show answer
Correct answer: When you actually reinstate it
The period of coverage begins when you actually reinstate it.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 76 · Open this page in the manual (Manual page 76)
-
Which of these is listed as a reason for suspension or revocation related to insurance?
- A driver changes insurance companies one time
- A driver carries the insurance card electronically
- A driver has an insurance policy with the minimum coverage
- A driver has repeated lapses in vehicle liability coverage
Show answer
Correct answer: A driver has repeated lapses in vehicle liability coverage
Repeated lapses in vehicle liability coverage are listed under Failure to Maintain Insurance as grounds for suspension or revocation.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 82 · Open this page in the manual (Manual page 82)
-
Is out-of-state insurance accepted for registering a vehicle in Nevada?
- Yes, for the first 30 days after you move to Nevada from another state
- No, you must notify your carrier that you have moved or buy a new Nevada policy
- Yes, if the policy meets Nevada minimum coverage amounts in full
- No, but an out-of-state insurance card may be used for up to 90 days
Show answer
Correct answer: No, you must notify your carrier that you have moved or buy a new Nevada policy
Out-of-state insurance is not accepted; you must notify your carrier that you have moved or buy a new policy in Nevada.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 83 · Open this page in the manual (Manual page 83)
-
By what kind of company must vehicles actively registered in Nevada be continually insured?
- Any insurance company licensed in another state
- Only the company that financed the vehicle
- The company chosen by the DMV
- An insurance company authorized to do business in Nevada
Show answer
Correct answer: An insurance company authorized to do business in Nevada
Vehicles actively registered must be continually insured by an insurance company authorized to do business in Nevada.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 83 · Open this page in the manual (Manual page 83)
-
What must a driver do if they cancel their Nevada insurance and do not obtain new insurance?
- Cancel the Nevada registration and surrender the license plates the same day
- Keep the license plates and renew the registration within 30 days
- Pay a fine and register the vehicle in another state right away
- Send the DMV a copy of the cancellation notice by mail within 10 days
Show answer
Correct answer: Cancel the Nevada registration and surrender the license plates the same day
A driver who cancels Nevada insurance without new insurance must cancel the registration and surrender the license plates on the same day.
Source: Nevada Driver's Handbook (March 2024 (DMV 700)), page 83 · Open this page in the manual (Manual page 83)