Oklahoma: Insurance and registration Practice Test
Compulsory liability insurance, proof of insurance, registration and title, and the penalties for driving uninsured.
Independent educational site · not affiliated with any government agency or DMV
Ready? Test yourself
- Instant feedback with an explanation
- Every answer cites its source in the manual
- Your best score is saved on this device
- Keyboard: press 1 to 4 to answer and Enter for the next question
Questions are original and based on the official manual "Oklahoma Driver Manual" (2025 (updated November 24, 2025)), Service Oklahoma.
All 17 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
Show the questions and answersHide the questions
-
When does the manual's checklist tell you to bring valid proof of auto liability insurance?
- Only when you take the written test
- Only when you apply for an ID card
- Only if you are under 18 years old
- When you are taking the driving test
Show answer
Correct answer: When you are taking the driving test
Applicants taking the driving test must bring valid proof of auto liability insurance.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 5 · Open this page in the manual (Manual page 5)
-
In auto insurance, what does "liability" mean for you as a driver?
- Your insurer pays to repair your own car after a crash
- You are responsible for the damage you or your car cause
- The state pays the medical bills after any collision
- The other driver always pays for the collision damage
Show answer
Correct answer: You are responsible for the damage you or your car cause
Liability means you are legally and financially responsible for injury, death or property damage that you or your vehicle cause in a collision.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
Service Oklahoma will suspend the license of an uninsured driver involved in a collision with any injury or with property damage of at least how much?
- $250
- $1,000
- $2,500
- $500
Show answer
Correct answer: $500
An uninsured driver or owner in a collision with any injury, or with property damage of $500 or more, will have the license suspended.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
After a collision, what does the manual say you should write down about the other driver for your own protection?
- Their insurance form details, full name, license number and birth date
- Their car's color, make and model, and the weather at the time
- Their home phone number, employer's name and work address
- The names of any passengers and where each one was seated
Show answer
Correct answer: Their insurance form details, full name, license number and birth date
For your protection, note the information on the other driver's security verification form, plus the full name, driver license number and date of birth of the driver and owner.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
To fraudulently create or counterfeit a security verification form may result in what?
- A written warning only
- A one-point violation
- A felony conviction
- A civil fine, no record
Show answer
Correct answer: A felony conviction
Making a fake security verification form may lead to a felony conviction, with fines and/or prison time.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
Simply possessing a fraudulent or counterfeit security verification form may lead to what kind of charge?
- A felony
- A misdemeanor
- A civil infraction
- No charge at all
Show answer
Correct answer: A misdemeanor
Even simple possession of a fake security verification form may bring a misdemeanor charge.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
A conviction for possessing a counterfeit security verification form may result in what?
- A fine of up to $500 and 6 months in jail
- A fine of up to $1,000 and a 1-year revocation
- A written warning and a class on insurance
- A fine of up to $250 and a mandatory suspension
Show answer
Correct answer: A fine of up to $250 and a mandatory suspension
The conviction may bring a fine of up to $250 and a mandatory suspension of your driving privilege and vehicle registration.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
Which security verification form may you present as proof of insurance?
- Only one issued by an insurance company or agent
- Any form you print from a website and fill in
- One made by a licensed operator when you register
- A copy you write by hand with your policy details
Show answer
Correct answer: Only one issued by an insurance company or agent
Only a security verification form issued by an insurance company or agent counts as proof of insurance.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
In which vehicles is it wise to check that a current insurance verification form is inside?
- Only vehicles that you own yourself
- Only vehicles you rent from a company
- Any vehicle you drive, no matter who owns it
- Only vehicles that are more than 10 years old
Show answer
Correct answer: Any vehicle you drive, no matter who owns it
Check any vehicle you drive, whoever owns it, because driving it without insurance can get you arrested and your driving privileges suspended.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 16 · Open this page in the manual (Manual page 16)
-
Before a vacation or business trip, what does the manual say to have in your vehicle in accordance with Oklahoma law?
- A certified copy of your complete driving record
- A copy of your birth certificate and passport
- A physical copy of your insurance and registration
- A printed map showing your planned route
Show answer
Correct answer: A physical copy of your insurance and registration
Oklahoma law calls for a physical copy of your vehicle insurance and registration in the vehicle on a trip.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 60 · Open this page in the manual (Manual page 60)
-
When does the manual say you should contact your insurance company after a crash?
- Within 30 days
- Only after the repairs are done
- Only if the police tell you to
- As soon as possible
Show answer
Correct answer: As soon as possible
You should contact your insurance company as soon as possible, report the accident and provide the required information.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 63 · Open this page in the manual (Manual page 63)
-
Who is required by law to carry the minimum liability limits for this state?
- Only owners of vehicles that are less than five years old
- Only drivers who are under 21 years of age
- All Oklahoma drivers and/or vehicle owners
- Only drivers who have a ticket on their record
Show answer
Correct answer: All Oklahoma drivers and/or vehicle owners
All Oklahoma drivers and/or vehicle owners must carry the minimum limits of liability insurance.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 72 · Open this page in the manual (Manual page 72)
-
What is the minimum liability insurance limit for property damage?
- $10,000
- $25,000
- $15,000
- $100,000
Show answer
Correct answer: $25,000
The minimum liability limit for property damage is $25,000.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 72 · Open this page in the manual (Manual page 72)
-
The minimum liability limits are counted how?
- Per year
- Per policy
- Per month
- Per accident
Show answer
Correct answer: Per accident
All the minimum liability limits are per accident.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 72 · Open this page in the manual (Manual page 72)
-
To whom must you show proof of insurance when asked?
- A law enforcement officer or a representative of Service Oklahoma
- Only a law enforcement officer at the scene of a collision
- Any person who asks to see it, including strangers
- Only a court clerk when you pay a ticket
Show answer
Correct answer: A law enforcement officer or a representative of Service Oklahoma
You must show proof of insurance to a law enforcement officer or a Service Oklahoma representative when asked.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 72 · Open this page in the manual (Manual page 72)
-
If you are in a collision, to whom must you show your proof of insurance?
- Only the insurance company of the other driver
- Only the passengers in your own vehicle
- The other driver and the other people involved
- No one, unless a court orders it
Show answer
Correct answer: The other driver and the other people involved
After a collision you must show your proof of insurance to the other driver and to the other people involved.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 72 · Open this page in the manual (Manual page 72)
-
What is the penalty on conviction for failing to comply with the Compulsory Insurance Law or to produce proof of insurance to an officer on request?
- A fine of up to $500 and 90 days in jail, but no suspension of the license or the registration
- A fine of up to $250, 30 days in jail or both, plus suspension of license and registration
- A written warning for a first offense and a fine of up to $100 after that, with no jail time
- A fine of up to $1,000 and suspension of the license for one year only, with no jail
Show answer
Correct answer: A fine of up to $250, 30 days in jail or both, plus suspension of license and registration
The penalty is a fine of up to $250, 30 days in jail or both, plus suspension of the license and the registration.
Source: Oklahoma Driver Manual (2025 (updated November 24, 2025)), page 72 · Open this page in the manual (Manual page 72)