Nebraska: Insurance Practice Test
Nebraska’s minimum liability insurance, proof of financial responsibility and Form SR-22.
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Questions are original and based on the official manual "Nebraska Driver's Manual" (January 2025), Nebraska Department of Motor Vehicles.
All 9 questions in this practice test
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What coverage must the operator of an ATV/UTV on a public roadway have?
- Liability insurance coverage
- Collision coverage only
- Comprehensive coverage only
- Medical payments coverage only
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Correct answer: Liability insurance coverage
The operator of an authorized ATV/UTV on public roadways must have liability insurance coverage.
Source: Nebraska Driver's Manual (January 2025), page 7 · Open this page in the manual (Manual page 7)
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Which of the following can bring a license suspension, revocation or impoundment?
- Changing insurance companies
- Conviction of No Proof of Insurance
- Paying an insurance premium late
- Buying a second vehicle
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Correct answer: Conviction of No Proof of Insurance
Conviction of No Proof of Insurance is a listed reason for suspension, revocation or impoundment.
Source: Nebraska Driver's Manual (January 2025), page 18 · Open this page in the manual (Manual page 18)
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A driver without the required minimum liability insurance coverage who is involved in an at fault crash may lose the license. Which coverage amounts does the manual name?
- $10,000 property and $20,000 personal injury
- $50,000 property and $25,000 personal injury
- $15,000 property and $30,000 personal injury
- $25,000 property and $50,000 personal injury
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Correct answer: $25,000 property and $50,000 personal injury
The manual names $25,000 property and $50,000 personal injury as the required minimum liability coverage.
Source: Nebraska Driver's Manual (January 2025), page 18 · Open this page in the manual (Manual page 18)
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Proof of financial responsibility must be maintained for how long after the ending date of a point-system revocation?
- One year
- Two years
- Five years
- Three years
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Correct answer: Three years
Proof of financial responsibility must be maintained for three years following the ending date of the original revocation.
Source: Nebraska Driver's Manual (January 2025), page 18 · Open this page in the manual (Manual page 18)
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Proof of financial responsibility is usually provided with a written certification of insurance identified as which form?
- Form SR-22
- Form 07-08
- Form DD214
- Form SR-11
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Correct answer: Form SR-22
Proof of financial responsibility is usually provided with a written certification of insurance from an insurance company, identified as Form SR-22.
Source: Nebraska Driver's Manual (January 2025), page 18 · Open this page in the manual (Manual page 18)
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After a court ordered revocation, for how long from the ending date of the original revocation must proof of financial responsibility be provided?
- Three years
- One year
- Two years
- Five years
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Correct answer: Three years
Proof of financial responsibility must be provided for three years from the ending date of the original revocation.
Source: Nebraska Driver's Manual (January 2025), page 20 · Open this page in the manual (Manual page 20)
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What is the minimum financial responsibility (insurance) amount required for bodily injury to or death of one person in any one crash?
- $10,000
- $25,000
- $15,000
- $20,000
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Correct answer: $25,000
The manual lists twenty-five thousand dollars for bodily injury to or death of one person in any one crash.
Source: Nebraska Driver's Manual (January 2025), page 28 · Open this page in the manual (Manual page 28)
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What is the minimum financial responsibility (insurance) amount required for bodily injury to or death of two or more persons in any one crash?
- $50,000
- $30,000
- $75,000
- $100,000
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Correct answer: $50,000
The manual lists fifty thousand dollars for bodily injury to or death of two or more persons in any one crash, subject to the limit for one person.
Source: Nebraska Driver's Manual (January 2025), page 28 · Open this page in the manual (Manual page 28)
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What is the minimum financial responsibility (insurance) amount required for injury to or destruction of property of others in any one crash?
- $5,000
- $10,000
- $25,000
- $15,000
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Correct answer: $25,000
The manual lists twenty-five thousand dollars for injury to or destruction of property of others in any one crash.
Source: Nebraska Driver's Manual (January 2025), page 28 · Open this page in the manual (Manual page 28)