Mississippi: Insurance and vehicle papers Practice Test
Mississippi’s required insurance, the Safety Responsibility Act, title, registration and window tint certificates.
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Questions are original and based on the official manual "Mississippi Driver's License Manual" (Revised December 2024), Mississippi Department of Public Safety, Driver Service Bureau.
All 16 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
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What must you show when the officer arrives at the scene of an accident?
- Proof of insurance and your insurance policy number
- Your vehicle title and a repair estimate
- Your vehicle registration and a mechanic's report
- Your Social Security card and a tag receipt
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Correct answer: Proof of insurance and your insurance policy number
The manual says that when the officer arrives you must show proof of insurance and your insurance policy number.
Source: Mississippi Driver's License Manual (Revised December 2024), page 66 · Open this page in the manual (Manual page 66)
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If you cannot show proof of insurance at the scene of an accident that was not your fault, what may happen?
- Nothing, because you were not at fault
- Only the other driver may be cited
- You may be cited for a violation anyway
- You will be given time to show it without penalty
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Correct answer: You may be cited for a violation anyway
The manual warns that without proof of insurance you may be cited for a violation even if you are not at fault for the accident.
Source: Mississippi Driver's License Manual (Revised December 2024), page 66 · Open this page in the manual (Manual page 66)
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What does the Safety Responsibility Act help guarantee?
- That Mississippi licensed drivers take financial responsibility for accidents they cause
- That every vehicle passes a safety inspection each year before registration
- That every driver pays the same insurance rate whatever the driving record
- That every accident is reported to the Highway Patrol within twenty-four hours
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Correct answer: That Mississippi licensed drivers take financial responsibility for accidents they cause
The manual says the Safety Responsibility Act helps guarantee that all Mississippi licensed drivers take financial responsibility for accidents they may cause.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What kind of insurance must every motor vehicle operated in Mississippi have?
- Collision insurance
- Comprehensive insurance
- Liability insurance
- Medical payments insurance
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Correct answer: Liability insurance
According to Mississippi law, every motor vehicle operated in the state must have liability insurance.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What is the minimum insurance amount listed for a single person in a single vehicle accident?
- $10,000
- $25,000
- $20,000
- $100,000
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Correct answer: $25,000
The manual lists $25,000 as the minimum for a single person in a single vehicle accident.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What is the minimum insurance amount listed for two or more people in a single vehicle accident?
- $40,000
- $75,000
- $100,000
- $50,000
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Correct answer: $50,000
The manual lists $50,000 as the minimum for two or more people in a single vehicle accident.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What is the minimum insurance amount for property damage of others in any single accident?
- $25,000
- $5,000
- $10,000
- $100,000
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Correct answer: $25,000
The manual lists $25,000 as the minimum for property damage of others in any single accident.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What must the insured parties make sure is kept inside each vehicle?
- A copy of the vehicle's certificate of title
- A copy of the bill of sale
- A current, valid insurance card
- A receipt for the window tint decal
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Correct answer: A current, valid insurance card
The manual says the insured parties are responsible for making sure a current, valid insurance card is kept inside each vehicle.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What can happen if you have an accident or are stopped by an officer and cannot provide proof of insurance?
- Your vehicle title is cancelled at once
- You can be cited and fined
- Your license plate is removed on the spot
- You must retake the driver's knowledge test
Show answer
Correct answer: You can be cited and fined
The manual says you can be cited and fined if you have an accident or are involved in a traffic stop and cannot provide proof of insurance.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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How may you provide proof of insurance in electronic format?
- By reading your policy number aloud to the officer
- By having the officer call your county tax collector
- By emailing it to the Driver Service Bureau within ten days
- By displaying the image on a cellular phone or other electronic device
Show answer
Correct answer: By displaying the image on a cellular phone or other electronic device
The manual allows proof of insurance in electronic format by displaying the electronic image on a cellular phone or another electronic device.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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What may happen to your driving privilege if you have an accident and cannot provide proof of insurance?
- It may be suspended
- It is cancelled for life
- It is limited to daytime driving
- It is moved to a Class D license
Show answer
Correct answer: It may be suspended
The manual says your driving privilege may be suspended unless you can meet one of the listed requirements.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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To avoid suspension after an accident, you may show a certificate of deposit or securities valuing how much?
- $10,000.00
- $20,000.00
- $15,000.00
- $30,000.00
Show answer
Correct answer: $15,000.00
One way to avoid suspension is to show a certificate of deposit or securities valuing $15,000.00.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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To qualify for a Certificate of Self-Insurance, a self-insurer must own a fleet of how many vehicles?
- More than 5 vehicles
- More than 25 vehicles
- More than 10 vehicles
- More than 100 vehicles
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Correct answer: More than 25 vehicles
The manual states that a self-insurer must own a fleet of more than 25 vehicles.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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You were the driver at fault in an accident that injured another person, and you had no liability insurance. What are you required to do?
- Retake the written driver's test
- Turn in your license plate to the county tax collector
- Complete a driver improvement course
- Purchase liability insurance and file proof of insurance
Show answer
Correct answer: Purchase liability insurance and file proof of insurance
The manual says an at-fault driver with no liability insurance at the time of the accident must purchase liability insurance and file proof of insurance.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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After an at-fault accident without insurance, for how long must your proof of insurance remain in effect, counted from the date of the accident?
- Three years
- One year
- Two years
- Five years
Show answer
Correct answer: Three years
The manual says the proof of insurance must remain in effect for three years from the date of the accident.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)
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After an at-fault accident without insurance, the proof of insurance must be provided by which kind of company?
- Any insurance company that is licensed in any other state
- A company chosen by the county tax collector
- A liability insurance company licensed in Mississippi
- A company named by the Driver Service Bureau
Show answer
Correct answer: A liability insurance company licensed in Mississippi
The manual says the proof of insurance must be provided by a liability insurance company licensed in Mississippi.
Source: Mississippi Driver's License Manual (Revised December 2024), page 76 · Open this page in the manual (Manual page 76)