Connecticut: Insurance Practice Test
The insurance you must keep on your vehicle and what happens without it.
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Questions are original and based on the official manual "Connecticut Driver's Manual" (Revised March 2023), Connecticut Department of Motor Vehicles (DMV).
All 6 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
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What financial consequences does the manual say parents should make their teen aware of after a crash or citation?
- Higher family insurance rates and liability for injuries or damage
- Lower family insurance rates once a first citation is paid
- A rebate on the family’s registration after a clean year
- Permanent loss of the family’s right to buy any insurance
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Correct answer: Higher family insurance rates and liability for injuries or damage
The manual says to make teens aware of higher family insurance rates and liability for injuries or damage.
Source: Connecticut Driver's Manual (Revised March 2023), page 4 · Open this page in the manual (Manual page 4)
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Connecticut law requires what kind of insurance coverage on any registered vehicle?
- Coverage only while the vehicle is driven
- Continuous coverage
- Coverage only during the first year of registration
- Coverage only for vehicles driven daily
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Correct answer: Continuous coverage
The manual states that Connecticut law requires continuous insurance coverage on any registered vehicle.
Source: Connecticut Driver's Manual (Revised March 2023), page 13 · Open this page in the manual (Manual page 13)
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If the vehicle owner fails to maintain insurance, who sends a report of cancellation to the DMV?
- The registered owner
- The local police department
- The town clerk
- The insurance company
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Correct answer: The insurance company
The insurance company sends the report of cancellation to the DMV, and the DMV notifies the owner.
Source: Connecticut Driver's Manual (Revised March 2023), page 13 · Open this page in the manual (Manual page 13)
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A registered owner enters an Insurance Compliance agreement, shows proof of insurance and pays the fine. What follows, as long as coverage is continually maintained?
- No further action is taken against the owner
- The registration is suspended until the next renewal
- The owner must retake the written test
- The owner must register the vehicle again
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Correct answer: No further action is taken against the owner
The manual says no further action will be taken as long as insurance is continually maintained while the vehicle is registered in the owner’s name.
Source: Connecticut Driver's Manual (Revised March 2023), page 13 · Open this page in the manual (Manual page 13)
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What happens if you fail to respond to the DMV’s insurance warning notice?
- Your driver license is revoked permanently
- The vehicle is towed immediately
- The registration is suspended
- The insurance company is fined
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Correct answer: The registration is suspended
The manual says failure to respond will result in suspension of the registration.
Source: Connecticut Driver's Manual (Revised March 2023), page 13 · Open this page in the manual (Manual page 13)
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A vehicle cannot be legally operated on any public highway without what?
- A commercial plate
- Registration
- A toll pass
- A garage permit
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Correct answer: Registration
The manual says a vehicle cannot be operated legally on any public highway without registration.
Source: Connecticut Driver's Manual (Revised March 2023), page 13 · Open this page in the manual (Manual page 13)