Driving Test Practice

Colorado: Insurance Practice Test

Proof of insurance and what happens to your license without it.

Independent educational site · not affiliated with any government agency or DMV

Start the test

Ready? Test yourself

4 questions · About 2 min

  • Instant feedback with an explanation
  • Every answer cites its source in the manual
  • Your best score is saved on this device

Questions are original and based on the official manual "Colorado Driver Handbook" (DR 2337, January 2025), Colorado Division of Motor Vehicles (DMV).

All 4 questions in this practice test

Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.

Show the questions and answersHide the questions

  1. Failing to report a crash to the Division of Motor Vehicles can cost you your driving privilege under which law?

    • The Vehicle Registration Law
    • The Financial Responsibility Law
    • The Safe Driver Law
    • The Minor Driver Law
    Show answer

    Correct answer: The Financial Responsibility Law

    Failing to report a crash to the Division of Motor Vehicles according to the Financial Responsibility Law can cost you your driving privilege.

    Source: Colorado Driver Handbook (DR 2337, January 2025), page 2 · Open this page in the manual

    Report a problem with this question

  2. Which of these failures can cost you your driving privilege?

    • Not showing your license to a passenger who asks to see it
    • Not telling your insurance agent about every trip you take
    • Not providing valid evidence of insurance when an officer requests it
    • Not carrying a spare tire in the trunk of your vehicle
    Show answer

    Correct answer: Not providing valid evidence of insurance when an officer requests it

    Failing to provide valid evidence of insurance when a law enforcement officer requests it is listed as a way to lose your driving privilege.

    Source: Colorado Driver Handbook (DR 2337, January 2025), page 3 · Open this page in the manual

    Report a problem with this question

  3. What proof must drivers have while operating a vehicle?

    • Proof of a recent vehicle inspection
    • Proof of insurance
    • Proof of completing a driver education course
    • A written statement from a physician
    Show answer

    Correct answer: Proof of insurance

    The handbook says drivers are required to have proof of insurance while operating a vehicle.

    Source: Colorado Driver Handbook (DR 2337, January 2025), page 3 · Open this page in the manual

    Report a problem with this question

  4. If you are involved in a crash, to whom must you provide proof of insurance?

    • The DMV, by mail or in person within 10 days of the crash
    • Only the other driver involved, and only at the scene of the crash
    • Law enforcement, at the scene of the crash or at the police station
    • Your insurance company, by phone within 24 hours of the crash
    Show answer

    Correct answer: Law enforcement, at the scene of the crash or at the police station

    The handbook says you must provide proof of insurance to law enforcement at the scene of the crash or at the police station.

    Source: Colorado Driver Handbook (DR 2337, January 2025), page 26 · Open this page in the manual

    Report a problem with this question