Alaska: Insurance and crash reports Practice Test
Mandatory liability insurance, proof of insurance and reporting traffic crashes to the DMV.
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Questions are original and based on the official manual "Alaska Driver Manual" (Revised October 2025), Alaska Department of Administration, Division of Motor Vehicles (DMV).
All 18 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
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What is the purpose of Alaska’s Financial Responsibility and Mandatory Insurance laws?
- To raise money for road repairs and maintenance
- To limit how many vehicles one person can own
- To keep new drivers from buying costly policies
- To protect the motoring public from uninsured drivers
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Correct answer: To protect the motoring public from uninsured drivers
The laws exist to protect the motoring public from uninsured drivers on Alaska’s streets and highways.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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If there is a reasonable possibility that you may be found liable in a civil court, for how long can your privilege to drive be suspended?
- Up to three years
- Up to six months
- Up to one year
- Up to five years
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Correct answer: Up to three years
Your privilege to drive will be suspended for up to three years.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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How can you end a suspension caused by possible civil liability for a crash?
- By retaking the written knowledge test
- By waiting one year without driving
- By settling financially with the other parties
- By paying the DMV a reinstatement deposit
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Correct answer: By settling financially with the other parties
You can end the suspension at any time during the three-year period by making a financial settlement with the other parties involved in the crash.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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Who does the Mandatory Insurance Law require to carry liability insurance?
- Only the registered vehicle owner
- Either the vehicle owner or the driver
- Only the driver who is at fault
- Only drivers under 21
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Correct answer: Either the vehicle owner or the driver
The law requires either the vehicle owner or the driver to carry liability insurance.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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What is the minimum liability insurance coverage for bodily injury or death under Alaska’s Mandatory Insurance Law?
- $25,000/$50,000
- $100,000/$300,000
- $15,000/$30,000
- $50,000/$100,000
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Correct answer: $50,000/$100,000
The minimum is $50,000/$100,000 for bodily injury or death.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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What is the minimum liability insurance coverage for property damage under Alaska’s Mandatory Insurance Law?
- $25,000
- $10,000
- $15,000
- $50,000
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Correct answer: $25,000
The minimum is $25,000 for property damage.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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Where must you carry proof of liability insurance?
- At home
- At the nearest DMV office
- In your vehicle
- At your insurance agent’s office
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Correct answer: In your vehicle
You must carry proof of liability insurance in your vehicle.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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What may result from failing to provide proof of liability insurance to a law enforcement officer?
- Only a verbal warning on the first stop
- A traffic citation or an impounded vehicle
- Automatic loss of your license for ten years
- A requirement to retake the written test
Show answer
Correct answer: A traffic citation or an impounded vehicle
Failure to provide proof of liability insurance to an officer may result in a traffic citation or the vehicle may be impounded.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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After a crash that injures or kills someone, within how many days must you provide proof of insurance to the DMV?
- 5 days
- 10 days
- 30 days
- 15 days
Show answer
Correct answer: 15 days
Proof of insurance must be provided to the Division of Motor Vehicles within 15 days.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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Who must provide proof of insurance to the DMV after a qualifying crash?
- All drivers involved, regardless of who caused it
- Only the driver who caused the crash
- Only drivers who were cited by the police
- Only the driver who was injured
Show answer
Correct answer: All drivers involved, regardless of who caused it
Proof of insurance is required from all the drivers involved, even if you did not cause the crash.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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After a crash with injury, does a report to the police or your insurer replace giving proof of insurance to the DMV?
- Yes, a police report is enough
- Yes, if your insurer reports it
- No, you must also notify the DMV
- Yes, if no one was hurt
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Correct answer: No, you must also notify the DMV
The requirement to notify the DMV is in addition to any report given to the police or your insurance company.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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Who normally gives a certificate of insurance form to the drivers after a crash?
- The tow truck operator at the scene
- The officer investigating the crash
- The other driver’s insurance agent
- The clerk of the local court
Show answer
Correct answer: The officer investigating the crash
Normally the officer investigating the crash gives a certificate of insurance form to the drivers.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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If you were uninsured or fail to provide proof of insurance in time, how long is your driver's license suspended for a first occurrence?
- 30 days
- 6 months
- 1 year
- 90 days
Show answer
Correct answer: 90 days
Your license will be suspended for 90 days for a first occurrence.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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If you were uninsured or fail to provide proof of insurance in time, how long is your driver's license suspended for a second occurrence?
- 1 year
- 30 days
- 180 days
- 3 years
Show answer
Correct answer: 1 year
Your license will be suspended for 1 year for a second occurrence.
Source: Alaska Driver Manual (Revised October 2025), page 10 · Open this page in the manual (Manual page 10)
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You gave proof of insurance to the officer investigating a crash that requires a Certificate of Insurance. Must you still submit the certificate to the DMV?
- No, the officer’s copy is enough
- Yes, it must still be submitted
- No, if your insurer already knows
- Yes, but only if you were at fault
Show answer
Correct answer: Yes, it must still be submitted
The Certificate of Insurance must be submitted to the DMV within 15 days even if you submitted proof during the law enforcement investigation.
Source: Alaska Driver Manual (Revised October 2025), page 11 · Open this page in the manual (Manual page 11)
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How is proof of financial responsibility for the future usually provided to the DMV?
- By mailing a copy of your vehicle title
- By providing a letter from your employer
- By paying a bond directly to the court
- By submitting an SR22 insurance filing form
Show answer
Correct answer: By submitting an SR22 insurance filing form
It is usually provided by submitting an SR22 insurance filing form.
Source: Alaska Driver Manual (Revised October 2025), page 13 · Open this page in the manual (Manual page 13)
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What does an SR22 insurance filing require the insurance company to do?
- Notify the DMV if your coverage lapses or is cancelled
- Pay your reinstatement fee directly to the DMV
- Replace your license after the suspension ends
- Report every moving violation you commit
Show answer
Correct answer: Notify the DMV if your coverage lapses or is cancelled
The filing requires the insurance company to notify the Division of Motor Vehicles if your liability insurance coverage lapses or is cancelled.
Source: Alaska Driver Manual (Revised October 2025), page 13 · Open this page in the manual (Manual page 13)
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Which statement about showing proof of insurance to an officer is correct?
- It must be a paper copy
- It must be mailed in later
- It need not be shown if you have registration
- It may be displayed on a mobile device
Show answer
Correct answer: It may be displayed on a mobile device
The manual says proof of insurance may be displayed on a mobile device.
Source: Alaska Driver Manual (Revised October 2025), page 65 · Open this page in the manual (Manual page 65)