Alabama: Insurance and crash reports Practice Test
Mandatory liability insurance, proof of insurance and reporting traffic crashes.
Independent educational site · not affiliated with any government agency or DMV
Ready? Test yourself
- Instant feedback with an explanation
- Every answer cites its source in the manual
- Your best score is saved on this device
Questions are original and based on the official manual "Alabama Driver Manual" (November 2024), Alabama Law Enforcement Agency (ALEA), Driver License Division.
All 15 questions in this practice test
Take the test above first, then use this list to study. Tap “Show answer” to see the correct answer and explanation.
Show the questions and answersHide the questions
-
When the at-fault party was not insured, a written SR-31 form is required if damage to any vehicle or property amounts to at least how much?
- $250
- $500
- $1,000
- $100
Show answer
Correct answer: $500
When the at-fault party was not insured at the time, a written SR-31 form is required in case of injury, a fatality, or damage of $500 or more.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
Within how many days must the written SR-31 form be sent?
- 10 days
- 60 days
- 90 days
- 30 days
Show answer
Correct answer: 30 days
The SR-31 must be sent within 30 days.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
The driver involved must send the SR-31 form if the “at fault” party was in which situation?
- Not insured at the time of the mishap
- Cited by an officer at the scene
- Under twenty-one years of age
- Driving a vehicle not registered in Alabama
Show answer
Correct answer: Not insured at the time of the mishap
The driver involved must send the form if the at-fault party was not insured at the time of the mishap.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
If both parties were insured at the time of the accident, what does the manual say about the SR-31 form?
- Only the at-fault driver must submit it
- Both must submit it within 30 days
- Neither has to submit it
- Only the driver with the most damage must submit it
Show answer
Correct answer: Neither has to submit it
If both parties were insured at the time of the accident, neither has to submit the SR-31 form.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
Besides mailing it, how may SR-31 forms also be submitted?
- By telephone
- Online
- By fax to a State Trooper post
- In person at the county courthouse
Show answer
Correct answer: Online
The manual says SR-31 forms may also be submitted online.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
If another person involved in a crash requests it, what should drivers give them?
- The name and address of the insurance company providing liability coverage and the name of the local insurance agent
- The name of the insurance company, the amount of coverage on the policy and the date it was issued
- The policy number, the name of your employer and the address of your employer
- The date the insurance policy was issued, the policy holder’s name and the policy number only
Show answer
Correct answer: The name and address of the insurance company providing liability coverage and the name of the local insurance agent
Drivers involved should, if requested, give the name and address of the liability insurance company and the name of the local insurance agent.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
What should you do if you are unable to furnish your insurance information at the scene of a crash?
- Nothing, since only the police may ask for it
- Mail it to ALEA within 30 days
- Furnish it later
- Give it only if the other driver files a lawsuit
Show answer
Correct answer: Furnish it later
If unable to furnish the insurance information at the scene, the driver should do so later.
Source: Alabama Driver Manual (November 2024), page 38 · Open this page in the manual (Manual page 38)
-
Under the Alabama Mandatory Liability Insurance Law, what may no person do unless the vehicle is covered by a liability insurance policy?
- Park the vehicle on a public street overnight
- Lend the vehicle to a licensed family member
- Operate or register it, or maintain its registration
- Sell the vehicle to a licensed dealer in the state
Show answer
Correct answer: Operate or register it, or maintain its registration
The law bars operating, registering, or maintaining registration of a motor vehicle without liability coverage.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
Liability insurance policies must be issued by what kind of insurer?
- Any insurer licensed in any state
- One licensed to do business in Alabama
- Only a state-owned insurer
- Only the insurer of the vehicle's dealer
Show answer
Correct answer: One licensed to do business in Alabama
Policies must be issued by insurers licensed to do business in Alabama.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
What is the minimum liability coverage for death or bodily injury to one person?
- $10,000
- $15,000
- $50,000
- $25,000
Show answer
Correct answer: $25,000
The minimum is $25,000 for death or bodily injury to one person.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
What is the minimum liability coverage for death or bodily injury to two or more persons?
- $25,000
- $30,000
- $50,000
- $100,000
Show answer
Correct answer: $50,000
The minimum is $50,000 for death or bodily injury to two or more persons.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
What is the minimum liability coverage for damage or destruction of property?
- $25,000
- $10,000
- $50,000
- $100,000
Show answer
Correct answer: $25,000
The minimum is $25,000 for damage or destruction of property.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
An owner or operator convicted of a mandatory liability insurance violation may be fined up to how much for the first violation?
- $100
- $250
- $1,000
- $500
Show answer
Correct answer: $500
The fine may be up to $500 for the first violation.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
An owner or operator convicted of a mandatory liability insurance violation may be fined up to how much for a second or subsequent violation?
- $500
- $1,000
- $750
- $2,500
Show answer
Correct answer: $1,000
The fine may be up to $1,000 for the second or subsequent violation.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)
-
Besides a fine, what else may result from a conviction of a mandatory liability insurance violation?
- A six month driver's license suspension
- A one month driver's license suspension
- A permanent driver's license revocation
- A two year driver's license suspension
Show answer
Correct answer: A six month driver's license suspension
The manual says a conviction may bring a fine and/or a six month driver's license suspension.
Source: Alabama Driver Manual (November 2024), page 68 · Open this page in the manual (Manual page 68)